What should you do if you are in a collision with a motor vehicle? First, be prepared. While the odds may be pretty good that you will never be involved in a collision there are several tips you can follow which will make any collision less of a disruption in your life. An understanding of the fundamentals of insurance, medical services, and the legal system will help you after your collision.
This article is a very basic primer on these areas.
If you do get in a collision with an automobile while riding your bicycle, make sure that you obtain complete and accurate information about the driver. It is an unfortunate fact of modern life that some people with driving and insurance problems carry false identification. Make sure that the driver shows you an official document such as a driver license or other photo ID as well as a certificate of current insurance coverage before they leave the scene of the collision. If they will not do so, then call the police.